Highlights

2018/19 saw the first reduction in client debt in more than 10 years.

Credit rating updates from S&P (AA+ negative to stable) and Moody’s (Aa2 positive to Aa1 stable).

Sourced borrowings of $8 billion for refinancing commitments, pre-funding and building liquidity.

More than 950 people have attended our FX educational seminars over the past six years.

Commenced the replacement of our treasury management system.